- Accenture Global Banking Lead Michael Abbott stated that Generative AI will impact every function within a bank.
- Banks are leveraging Generative AI to process vast amounts of data stored in legacy systems, benefiting from cloud and AI technologies.
- The success of banking relies on the rapid and reliable processing of millions of daily transactions, which is enhanced by cloud and AI integration.
- Complex technologies are being utilized to simplify banking systems and processes as part of modernization efforts.
- Generative AI is being used in banks for dispute resolution management and coding assistance.
- Citigroup equipped 30,000 developers with generative AI tools, and Goldman Sachs plans to provide AI assistants to 10,000 employees.
- Accuracy and reliability are key concerns in generative AI implementations, particularly for customer-facing applications.
- Tools for refactoring COBOL applications have significantly improved in accuracy over the past year.
- The cost of generative AI is decreasing, with companies like JPMorgan Chase expecting significant value creation from AI capabilities.
- There has been a substantial decline in the cost of AI services between GPT-3, GPT-3.5 Turbo, and GPT-4.
- Hyperscale cloud providers are investing heavily in infrastructure to support model training and inference.
- DeepSeek-R1, an open-source model family with reduced usage fees, indicates potential future cost reductions in generative AI.
- Businesses need to enhance security, quality, and flexibility in their data foundations to align with generative AI objectives.
- Legislation similar to GDPR could have a global impact on data governance and security related to generative AI.
Generative AIの普及により、銀行業界では様々な機能に影響を与えることが期待されています。この技術の導入には、クラウドとAIの組み合わせが重要であり、遺産システムに隔離された膨大なデータの処理に役立ちます。
銀行業界の成功は、クラウドとAIの統合によって向上した迅速かつ信頼性のある取引処理に依存しており、複雑な技術を活用してシステムとプロセスを簡素化することが重要です。
Generative AIは、銀行業界において紛争解決管理やコーディング支援などに活用されており、精度と信頼性が重要な懸念事項となっています。
Generative AIのコストは低下しており、今後の技術進化によりさらなるコスト削減が期待されています。データ基盤のセキュリティ、品質、柔軟性の向上が、Generative AIの目標達成に不可欠であると考えられています。
元記事: https://www.ciodive.com/news/bank-technology-generative-ai-coding-deepseek-accenture/738300/